Public sector banks (PSBs) approved more than 579,000 loan applications worth ₹109.07 billion (~$1.23 billion) under the PM Surya Ghar: Muft Bijli Yojana, as of September 2025, according to the Ministry of Finance. The Ministry said that the Surya Ghar program streamlines credit delivery processes, facilitates collateral-free, affordable loans at lower interest rates, and simplifies financing through PSBs. The loans are processed through the JanSamarth Portal, which is integrated with the Surya Ghar program’s national portal.